What To Do If A Tree Falls On Your Roof

Posted on Thursday, December 7th, 2023 | 1,030 views

Tree fallen on roofOverview of Steps to Take if a Tree Falls on Your Roof

  1. Prioritize safety and evacuate if necessary.
  2. Assess the damage from a safe distance.
  3. Document the damage for insurance purposes.
  4. Contact your insurance company promptly.
  5. Choose a licensed and experienced roofing contractor.

Understanding the Situation

Immediate Safety Measures

When a tree falls on your roof, safety is the first priority for everyone in the household. Have everyone in the home leave immediately, if the structure of the house is damaged at all.

Depending on the size and location of the tree, you should contact emergency city services immediately to let them know of the situation, and any potential hazards, such as live electrical wires or gas leaks.

Assessing the Damage

If the tree has damaged your roof, avoid going onto it because it may be unstable. Take note of the size of the tree, the impacted areas of the roof, and any visible structural damage outside and inside your home. If you can, take pictures of the damage because they’ll be useful for insurance claims. 

Contacting Your Insurance Company

Contact your insurance company as soon as possible and give them the details and photographs of the incident. They will guide you through the claims process and may recommend a roof inspection by a certified roofing company to determine the full extent of the damage.

Understanding Your Insurance Policy

Contact your insurance company to see what your policy covers in such situations. Because policies differ, and not all cover damages caused by fallen trees you need to review your policy and discuss specific coverages with your insurance agent.

Choosing a Professional Roofing Contractor

Search for licensed and insured roofing contractors with experience in handling similar situations and at least 20 years experience in the field. They will provide a detailed assessment and a repair plan. Ensure you receive a written estimate before any work begins.

Roof Repair and Damage Prevention Strategies

Repair Process

The repair process will vary depending on the severity of the damage. Minor damages might involve simple repairs like replacing shingles, and significant damages may require structural repairs or a complete roof replacement. Follow the recommendations of your roofing contractor for the best outcome.

Preventive Measures for Future

To prevent future incidents, regularly inspect and maintain trees around your property. Consider professional tree trimming or removal of potentially hazardous trees. Try to identify and address any vulnerabilities you see before they lead to more significant issues in the future.

Post-Incident Maintenance

Roof moss exampleIn the aftermath of a tree falling on your roof, one often overlooked concern is the accumulation of tree foliage and debris. If all this organic matter is left to continue growing, it creates an ideal environment for moss growth, which can further damage your roof’s integrity.

For detailed guidance on maintaining a moss-free roof, consider exploring “How to Remove & Avoid Moss Growth On My Roof“.

Importance of Maintenance and Prevention

Regular maintenance of both your roof and surrounding trees is the best defense against future incidents. This proactive approach safeguards your property and ensures the safety of everyone in your household.

Desi's Roofing logoDesi's Roofing has been providing high quality roofing services in Burlington since 1959 on a foundation of quality work and customer service. We publish these articles in order to help our customers and casual readers to get the most out of their roof and learn to manage and maintain it over the years.

If there is a particular subject you'd like us to write about feel free to contact us at 905-319-0880 anytime.

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